Borrowing money to invest in Crypto? Insanity. Not a Fantastic Life. I saw the below article and thought, “are you kidding me?” Guess not. 11% of crypto investors used a pay day loan to invest in crypto, in spite of triple-digit interest rates. Many of these borrowers are already struggling. More than 32% of cryptocurrency […]
I am working on being intensely present. This was a top 3 goal for 2021 and has continued at the top for 2022. I am on the hunt for reading, thinking about being present, and for great quotes. In the article below, there are some great quotes that are self-explanatory: “Yesterday I was clever, so
Let’s start with a great quote: “If you are only willing to do what’s easy, life will be hard. If you are willing to do what’s hard, life will be easy.” T. Harv Eker I have been thinking about this quote for some time and how I want to incorporate it into my life. There are lots of
Making Life Easy… Spoiler Alert: Its Hard! Read More »
This week, I have learned a few Japanese words that might stick with our crew as we spend money. Below is an article explaining all these words in more detail, but here are my takeaways: Chisoku—Be content with what you have. And if you are reading this, you have enough. Read Enough Already Wabi Sabi—Finding beauty in
Japanese Philosophies for Spending Money Read More »
I negotiate on behalf of my clients every single day, and have for over 35 years. I sometimes forget how engrained negotiations are in my life. Negotiation is an obvious requirement for my job, but, as the below article explains, it’s really necessary for everyone, not just those who work in real estate or sales.
Negotiation is the Ultimate Productivity Hack Read More »
I have a simple LIFEies for you today. Save money for emergencies. A good rule of thumb is to have 6-8 months of living expenses set aside in liquid assets. Unfortunately: — 62% of Americans have less than $1,000 in their savings account. –21% of Americans don’t even have a savings account. –Across the board,
Less Than $1,000 in Savings? Read More »
I learned the path to becoming financially independent from Robert and Kim Kiyosaki when I was 28 years old. They taught me that getting out of the Rat Race is simple: have enough passive income to offset your living expenses. The key part of that statement is you have to live very inexpensive. There is a
Becoming Financially Independent Read More »
Today’s LIFEies subject line is a sad statistic. Money isn’t everything, but having even a small modicum of financial freedom can help you out when things get tough. Having financial freedom has been a top priority in my life and I have passed it along to my kids. When they graduated from college, we made
Most Americans can’t cover a $1,000 emergency Read More »
The Forbes World’s Billionaires list is always a hot item. I love to read about the roots of billionaires and see how they carved their own path to success. Below is a very cool infographic examining the backgrounds of the world’s billionaires. Let’s break it down: Toss the first 30—they inherited their wealth. Good for
The best way to stay out of debt is to not go into it in the first place. Below is a Wall Street Journal article on what is happening to baby boomers in retirement and the tough decisions they are now having to face due to debt accumulation over the years. Here are a few
Debt: A Four Letter Word Read More »
